Insurance Claims · Houston TX
Your insurer hopes
you don't know
your rights.
Most Texas storm claims are underpaid. Not because the damage isn't real. Because the documentation isn't right. We fix that.
The Reality in Texas
Source: Texas Department of Insurance claims data. Individual results vary.
Who This Is For
Three situations.
One answer.
Three situations. One first step.
Your insurance is threatening to cancel.
You got the letter. Fix the roof or lose your policy. It's a hard deadline. Most homeowners don't know exactly what the insurer wants to see. We do.
What Stormrise does:
- → Inspect and document current condition
- → Identify what triggered the cancellation notice
- → Coordinate with your insurer
- → Complete repairs or replacement to satisfy requirements
There was a storm. You're not sure what's covered.
Hail and wind damage is often invisible from the ground. And often fully covered. Most homeowners never file because they don't know how to document it. We do.
What Stormrise does:
- → RoofScan Pro™ documents every point of impact
- → We identify hail damage, wind lifting, and flashing failure
- → We prepare a complete damage report for your adjuster
- → We explain what your policy likely covers, in plain language
Your claim was approved — but the number feels wrong.
Adjusters work for the insurer — not for you. Their first offer is based on minimum documentation. You have the right to dispute it. We help you build the case.
What Stormrise does:
- → Review the adjuster's report line by line
- → Provide supplemental documentation for missed items
- → Work directly with your adjuster to close the gap
- → Connect you with a licensed public adjuster if needed
The Stormrise Difference
Storm chasers document
damage to sell you a roof.
We document it to
protect your rights.
After every Houston storm, contractors flood your neighborhood to close deals fast. Their documentation is built to sell — not to protect you. Our RoofScan Pro™ creates a photographic and written record built to hold up under adjuster scrutiny. We're not storm chasers. We're a Houston team that plans to be here for the next 20 years.
What Our Documentation Includes
This is the same documentation package that helps homeowners recover $4,200+ more on average compared to undocumented claims.
How It Works
We handle the complexity.
You handle one decision.
A lot of moving parts. Here's how we handle them.
Step 1: RoofScan Pro™ & Complete Documentation
Full RoofScan Pro™ — 21 points, aerial drone footage, written report. This is your evidence package. Everything depends on getting it right.
Step 1: RoofScan Pro™ & Complete Documentation
Full RoofScan Pro™ — 21 points, aerial drone footage, written report. This is your evidence package. Everything depends on getting it right.
Step 2: We review your policy with you
Before you file, we walk through your coverage — deductible, ACV vs. RCV, exclusions. Most homeowners have never read their policy. We translate it.
Step 2: We review your policy with you
Before you file, we walk through your coverage — deductible, ACV vs. RCV, exclusions. Most homeowners have never read their policy. We translate it.
Step 3: You file — we prepare the documentation
You file directly with your insurer. This protects your rights as the policyholder. We provide the complete documentation package so your adjuster gets everything they need on the first review.
Step 3: You file — we prepare the documentation
You file directly with your insurer. This protects your rights as the policyholder. We provide the complete documentation package so your adjuster gets everything they need on the first review.
Step 4: We're available for the adjuster visit
We can be on-site when your adjuster visits to walk through our findings alongside them. A second professional set of eyes consistently produces more accurate assessments.
Step 4: We're available for the adjuster visit
We can be on-site when your adjuster visits to walk through our findings alongside them. A second professional set of eyes consistently produces more accurate assessments.
Step 5: Claim resolved — we handle the rest
Once your claim is approved, we handle the repair or replacement. If the offer is low, we help you request a supplemental review. If you need a licensed public adjuster, we'll connect you with one we trust.
Step 5: Claim resolved — we handle the rest
Once your claim is approved, we handle the repair or replacement. If the offer is low, we help you request a supplemental review. If you need a licensed public adjuster, we'll connect you with one we trust.
Coverage Overview
What Texas homeowners
policies typically cover.
Coverage varies by policy. Your RoofScan Pro™ tells us exactly what applies to yours.
Coverage depends on your specific policy, deductible, and the cause of damage. Stormrise is not an insurance company and does not guarantee claim outcomes. We provide documentation and support — your insurer makes the final determination.
Real Results
Houston homeowners who got
what they deserved.
"After Hurricane Beryl, I had what looked like minor damage. Stormrise did the RoofScan Pro™ and found hail damage in three areas I couldn't see from the ground. They documented everything and my adjuster approved a full replacement. My insurance covered $14,200 of the total."
"My insurance sent me a letter saying they'd cancel if I didn't fix the roof. I didn't know what to do. Stormrise came out the same day, showed me exactly what the insurer flagged, and handled the whole repair coordination. Policy is still active."
"El ajustador de mi seguro dijo que el daño era mínimo. Stormrise revisó el reporte del ajustador y encontró 6 items que no habían incluido. Con la documentación adicional, el pago aumentó casi $5,000. Alfonso fue muy honesto sobre todo el proceso."
FAQ
The questions every Houston
homeowner asks us.
Your damage may already be covered.Find out with a RoofScan Pro™.
Free. Same-day. We'll tell you exactly where you stand before you file.
Free · Same-day · Bilingual team · No obligation